Terms and Conditions of Hariom Finance

These Terms and Conditions (“Terms”) govern your use of the services provided by Hariom Finance  through our website and any associated platforms. By accessing or using our services, you agree to be bound by these Terms. Please read them carefully before proceeding.

  1. Acceptance of Terms: By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

  2. Services: Hariom Finance provides a platform for connecting users with potential lenders and facilitating loan-related transactions. We do not provide loans directly but act as an intermediary between users and lenders.

  3. Eligibility: By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into contracts. You also agree to provide accurate and complete information when using our services.

  4. User Account: In order to access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

  5. Privacy: We respect your privacy and are committed to protecting your personal information. Our Privacy Policy explains how we collect, use, and disclose your information. By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

  6. Use of Services: You agree to use our services only for lawful purposes and in accordance with these Terms. You may not use our services in any manner that could damage, disable, overburden, or impair our servers or networks, or interfere with any other party’s use of our services.

  7. Intellectual Property: All content included on our website and platforms, including text, graphics, logos, and images, is the property of Hariom Finance or its licensors and is protected by copyright and other laws. You may not reproduce, modify, distribute, or otherwise use any content from our services without our prior written consent.

  8. Disclaimer of Warranties: Our services are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. Hariom Finance does not warrant that our services will be uninterrupted or error-free, or that any defects will be corrected.

  9. Limitation of Liability: In no event shall Hariom Finance be liable for any indirect, incidental, special, consequential, or punitive damages, arising out of or in connection with your use of our services.

  10. Indemnification: You agree to indemnify and hold harmless Hariom Finance, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in connection with your use of our services or your violation of these Terms.

  11. Governing Law: These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

  12. Changes to Terms: Hariom Finance reserves the right to update or modify these Terms at any time without prior notice. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

  13. Contact Us: If you have any questions about these Terms, please contact us at [contact information].

By using our services, you agree to abide by these Terms and any policies or guidelines referenced herein. If you do not agree to these Terms, you may not use our services.